Hail insurance is available through the Montana Department of Agriculture.

From the Montana Department of Agriculture

State hail insurance applications are now available from the Montana Department of Agriculture.

Growers can insure crops against hail damage at a maximum insurance coverage rate of $ 75 per acre for dry land and $ 114 per acre for irrigated land. The rates charged represent a percentage of the sum insured and vary by county. A detailed list of rates by county and culture can be found online by visiting the MDA website. State policies are available for purchase until August 15th.

Important Deadlines

  • Last date to purchase State policies is August 15th.
  • Coverage begins at 12:01 am on the day following the postmark, fax date or call in day as it is received by the Department of Agriculture.
  • Report losses to the State Hail Insurance Program using the Hail Insurance Loss Claim PDF Form, or call (406) 444-5429 or toll free at 844-515-1571, or mail or e-mail the form within two weeks of hail damage occurrence.
  • Last date to submit a loss is October 1st.

Manufacturers who have previously purchased government hail insurance will receive applications by mail. Application forms are also available online or at MDA headquarters. Employees are on hand to process policies, file claims, and help answer any manufacturer questions regarding coverage options. Completed forms can be sent by e-mail, mail, fax or used as reference information when contacting the office by phone.

Claims for damages must be filed with the office by October 1, 2021 and must be submitted within two weeks of the hail damage occurring.

The Montana Hail Insurance Program was created at the request of growers in 1917 to provide basic hail insurance for any crops grown in Montana. The program is led by a five-member council that includes a department director, a state insurance commissioner and three producers.

The Montana Department of Agriculture’s mission is to protect producers and consumers, and to improve and develop agriculture and related industries. For more information about the department, people can contact us through the contact form on the website

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